Plans¶
A Plan is the top-level container for your financial life in Tally Up. Everything — your people, assets, income, expenses, and projections — lives inside a plan.
What a plan contains¶
- People — the individuals whose finances the plan covers
- Assets — accounts, investments, and other holdings
- Transactions — the activity within those assets
- Income & Expenses — recurring financial flows
- Budgets — spending targets and actuals
- Projections — 30-year forecast based on the above
Creating a plan¶
Open the Plans screen and tap Add. Give your plan a name and a start year. The start year is the point from which the long-term forecast is calculated.
Most people use their own name or "My Finances" as the plan name.
Multiple plans¶
You can have as many plans as you like. Multiple plans are useful for:
- Scenario modelling — "What if I retired five years earlier?" or "What if we sold the house?"
- Separate households — tracking finances for different family members independently
- Testing — experimenting with assumptions without affecting your main plan
Each plan is fully independent. Changes to one do not affect any other.
Switching between plans¶
Open the Plans screen to see all your plans. Tap a plan to open it.
Editing a plan¶
To change a plan's name or start year, open the Plans screen and edit the plan. Both fields can be changed at any time.
Deleting a plan¶
Deleting a plan permanently removes all the data within it — people, assets, transactions, and everything else. This cannot be undone. Export a backup first if you may need the data later.
Exporting and importing¶
Plans can be exported as a JSON file and restored from that file at any time. See Export & Backup for details.
Base currency¶
Tally Up uses a single base currency for all reporting across all plans. This is set in Settings → Base Currency and is not specific to any one plan. Individual assets can be held in any currency — Tally Up converts them to your base currency for consolidated reports.